Requirement $3.$ Is BrownBrown correct that something is wrong with the$$ model? If$$ so$,$ what might explain$$ this? Why is understanding the model important to BrownBrown in his role as a management$$ accountant?

BrownBrown is

correct

correct

mistaken

that something appears to be wrong with the model. In cut

$3$

$3$

$4$

$,$ loans with a higher credit score are classified as

repay

default

repay

$,$ and loans with a lower credit score are classified as

default

default

repay

$.$ This indicates that the model

is highly predictive.

is accurate.

is highly predictive.

may be overfitting the training data.

may be using data leakage.

The company

does not benefit

benefits

does not benefit

from BrownBrown$\text{'}$s business experience and his knowledge of the economics of the company in identifying anomalies$$ and$/$or flaws of the model.

Brown isthat something appears to be wrong with the model.In cut, loans with a higher credit score are classified as$,$ loans with a higher credit score are classified as$,$ and loans with a lower credit score are classified as$,$ and loans with a lower credit score are classified as$.$ This indicates that the modelThis indicates that the modelThe companyThe companyBrown