Section II: Liability Coverages

Coverage E: Comprehensive Personal Liability

Coverage F: Medical Payments to Others

Section II Additional Coverages: Damage to property of others (up to $1,000)

The saga of Sam and Sally Green continues. Indicate whether each of the following losses is covered under their HO3 policy. Specify why each loss is covered or not covered.

1. A friend trips on a toy in the Green's family room and breaks a wrist.

2. The Green's young child accidentally knocks over an antique lamp in the Green's living room, causing $300 in damage to the lamp.

3. While at a friend's house, Sally accidentally knocks over a valuable vase. Damages are $400.

4. The Green's dog bites a neighbor child.

5. The young Green child and a friend are both hurt falling off the Green's swing set. Each child incurs $500 in medical expenses.