Section II: Liability Coverages

Coverage E: Comprehensive Personal Liability

Coverage F: Medical Payments to Others

Section II Additional Coverages: Damage to property of others (up to $1,000)

The saga of Sam and Sally Green continues. Indicate whether each of the following losses is covered under their HO3 policy. Specify why each loss is covered or not covered.

11. Sally, a lawyer, is sued for providing inaccurate legal advice

12. While driving his golf cart to the seventh tee, Sam accidentally runs over a golfing buddy. The buddy sues for damages

13. At a bar, Sam punches a man for looking at Sally. He breaks the man's jaw, and the man sues for damages.

14. The Green's 10 year old daughter intentionally throws a rock at the neighbor's new car, causing $700 in damage.