Select the best answer choice to complete each sentence.$$

Group of answer choices

A$($n$)\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_$ is a credit$-$rating agency that keeps records of borrowers' loan payment histories.

$[$ Choose $]$ Community Reinvestment add$-$on discount rate credit bureau Predatory lending Fair Credit Billing

The $\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_$ Act permits consumers to dispute billing errors with a merchant or credit card company and receive a prompt investigation into any such disputes.

$[$ Choose $]$ Community Reinvestment add$-$on discount rate credit bureau Predatory lending Fair Credit Billing

The $\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_$ Act prevents banks from redlining of certain neighborhoods and refusing to provide loans and other services in those areas.

$[$ Choose $]$ Community Reinvestment add$-$on discount rate credit bureau Predatory lending Fair Credit Billing

$\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_$ is a practice of granting loans to weaker borrowers and charging them excessive fees and interest rates, increasing their risk of default.

$[$ Choose $]$ Community Reinvestment add$-$on discount rate credit bureau Predatory lending Fair Credit Billing

The interest rate method which requires the interest amount on a loan to be paid upfront is called the $\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_$ method.

$[$ Choose $]$ Community Reinvestment add$-$on discount rate credit bureau Predatory lending Fair Credit Billing

The interest rate method that adds the interest amount owed to the principal before calculating required installment payments is called the $\_\_\_\_\_\_\_\_\_\_$ method.

$[$ Choose $]$ Community Reinvestment add$-$on discount rate credit bureau Predatory lending Fair Credit Billing