Statement 2: There is delay in an obligation not to do. a. Only 1 is true b. Only 2 is true c. Both true d. Both false 66. Which of the following is not a conditional obligation? a. D to give C a laptop if C will pass the CPALE. b. D to give C a car if C marries X. c. D to pay C P10,000 if D has the means. d. None of the above. 67. X will sell to Y his house and lot in Quezon City if X decides to transfer and live in Pangasinan. This is an example of an obligation that has a a. resolutory condition b. resolutory period c. potestative condition d. casual condition 68. A, B, C and D are indebted to W, X, Y and Z for the amount P40,000. A's obligation to W is - a. P40,000 b. P10,000 c. P5,000 d. P2,500 69. Which of the following is a requisite for the application of payments? a. There must be only one debt involved. b. The debtor must be insolvent. c. The payment must be made by a third party. d. The debtor must owe several debts to the same creditor. 70. What is the penalty for failing to report suspicious transactions under AMLA? a. Fine only b. Imprisonment only c. Fine and/or imprisonment d. Waring 71. What is the primary responsibility of covered institutions under AMLA? a. To investigate criminal activities b. To report covered and suspicious transactions c. To monitor political campaigns d. To approve transactions above threshold 72. Under Truth in Lending Act which of the following must be disclosed to a borrower before a loan is granted? a. Lender's profit margin b. Borrowers credit score c. Total amount to be financed, interest rates and other charges d. All of the above