Statement

Strategic Review Process Element

If taxes on high$-$net$-$worth depositors increase, we will need to attract foreign clients in order to continue to grow. We will increase our advertising in international financial publications, emphasizing investments that will produce a tax advantage for foreign investors. If taxes on high$-$net$-$worth depositors remain low, we will start an aggressive advertising campaign emphasizing how we can work with them to invest their funds in a way that improves the overall economy.

I've been reading a blog called "Retail Banking Strategies," published by the Peak Performance Consulting Group

They're predicting that the only way for community banks to prosper is to have a growth strategy.

More and more, our customers are demanding that we increase our level of corporate responsibility. One subset of our customer base is particularly interested in having us work with nonprofits such as Habitat for Humanity to help people who cannot afford housing in this area.