The auditor has an existing credit card in bank A. Is the auditor allowed the audit bank

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The auditor has an existing credit card in bank A. Is the auditor allowed the audit bank A? Why or why not?

How can reputational risks affect the bank and other financial institutions?

The expert in financial complex transactions hired by the bank is a novice in the industry and has only very few recommendations. Will you rely on its report? Why or why not?