TRUE/FALSE. Write T' if the statement is true and 'F if the statement is false 18) Insurance companies provide a mechanism for individuals to pool their risks 18) MULTIPLE CHOICE. Choose the one alternative that best completes the statement or answers the question. 19) Which of the following are major holders of corporate bonds? 19) A) New York Stock Exchange. C) banks. B) insurance companies. D) households. TRUE/FALSE. Write 'T if the statement is true and 'F' if the statement is false. 20) The opportunity cost of capital is the expected rate of return that shareholders can 20) obtain in the financial markets on investments with the same risk as the firm's capital nvestments