Under which model does an FI compare its own allocation of loans in any specific area with the national allocations across borrowers to measure the extent to which its loan portfolio deviates from the market portfolio benchmark?

Question $9$ options:

$1)$

CreditMetrics.

$2)$

Credit Risk $+.$

$3)$

Loan loss ratio$-$based model.

$4)$

Moody's Analytics RiskFrontier model.

$*.$ Loan volume$-$based model.