A USD 25,000 project with a 4% discount rate over 5 years is expected to generate the following CF:
Initial investment      -25.000
Year       1                       3,000
Year       2                     5,000
Year       3                    8,000
Year       4                    11,000
Year       5                    15,000
Calculate the present value (PV) of the sum of future cash flows, the net present value (NPV), and the Benefit-cost ratio (BCR)