Use to determine the regular payment amount, rounded to the nearest dollar. Consider the following pair of mortgage loan options for a $185,000 mortgage. Which mortgage loan has the larger total cost (closing nt 1-1+ n costs + the amount paid for points + total cost of interest)? By how much? Mortgage A: 30-year fixed at 9 25% with closing costs of $1900 and 1 point. Mortgage B: 30-year fixed at 7.5 % with clossing costs of $1900 and 5 points Choose the correct answer below, and fill in the answer box to complete your choice. (Round to the nearest dollar as needed) O A. Mortgage B has a larger total cost than mortgage A by $ O B. Mortgage A has a larger total cost than mortgage B by $