Use to determine the regular payment amount, rounded to the nearest dollar. Consider the following pair of mortgage loan options for a $165,000 - ntl mortgage. Which mortgage loan has the larger total cost (closing costs +the amount paid for points+total cost Mortgage A: 20-year fixed at 9.25% with closing costs of $1300 and 1 point. Mortgage B: 20-year fixed at 7.5% with closing costs of $1300 and 4 points. interest)? By how much? Choose the correct answer below, and fill lt (Round to the nearest dollar as needed.) the answer box to complete your choice. O A. Mortgage A has a larger total cost than mortgage B by $ O B. Mortgage B has a larger total cost than mortgage A by $