Use to determine the regular payment amount, rounded to the nearest dollar. Consider the following pair of mortgage loan options for a $155,000 mortgage. Which mortgage loan has the larger total -nt [1-(1-4) cost (closing costs + the amount paid for points + total cost of interest)? By how much? Mortgage A: 30-year fixed at 9.25% with closing costs of $1800 and 1 point. Mortgage B: 30-year fixed at 8.25% with closing costs of $1800 and 5 points. Choose the correct answer below, and fill in the answer box to complete your choice. (Do not round until the final answer. Then round to the nearest dollar as needed.) O A. Mortgage A has a larger total cost than mortgage B by s OB. Mortgage B has a larger total cost than mortgage A by S