When equal payments are made at fixed intervals for a specified number of periods, you will treat them as . You are planning to put $2,500 in the bank at the end of each year for the next five years in hopes that you will have enough money for a down payment on a condo. If you are investing at an annual interest rate of 6%, you'll have accumulated at the end of five years. You decided to deposit your money in the bank at the beginning of the year instead of the end of the same year, but now you are making payments of $2,750 at an annual interest rate of 5%. How much money will you have available at the end of six years? $19,641 $16,509 $19,795 $20,983