When you sign up for overdraft protection, checks, and other bank features, debit transactions clear even if there is not enough money in the account. The bank may charge large fees for overdraft protection. Instead of paying a fee, some people choose to have a line of credit tied to their checking account. Kevin is opening a new checking account and is trying to decide if he should sign up for overdraft protection, a line of credit, or neither. Research both options and then discuss the advantages and disadvantages of each option. Cite sources please