Question: With insurance, some common risks don't get covered unless you pay extra. Which of the following should you advise your clients to do ? Select

With insurance, some common risks don't get covered unless you pay extra. Which of the following should you advise your clients to do?
Select one:
A. Get insurance on every possible risk
B. Don't bother with insurance
C. Buy insurance from a friend because it will be cheaper
D. Think about the extent of the risk and how likely it is to happen and when

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