Yasmin owns a hotel business and intends to arrange separate insurance policies through an insurance broker for the following: .

• The personal possessions of guests staying at the hotel. .
• The life of Martin, the manager of the hotel. .
• The life of Asif, Yasmin's brother-in-law, who occasionally helps at the hotel. .
• A house owned solely by her father, Mahmood, which Yasmin hopes to inherit. 

However, when Yasmin applies for the above insurance policies, she makes two incorrect statements: .

• She deliberately informs the insurance broker that she is the sole owner of Mahmood's house. .
• She inadvertently informs the insurance broker that Martin is five years younger than he is.

(a) Explain, with justification, the legal issues raised by Yasmin's requests to insure each of the following: 

(1) The personal possessions of the guests staying at the hotel.

(ii) The life of Martin.

(iii) The life of Asif.

(iv) The house owned by Mahmood.

(b) Explain, with justification, the likely affect on the potential policies

Answer rating: 100% (QA)

a Legal Issues Raised i The personal possessions of the guests staying at the hotel Legal Issue Yasmins deliberate misrepresentation about being the s... View the full answer