- You can improve your credit score by: (select all that apply)

	a) frequently obtaining new credit accounts.
	b) fixing errors on your credit report.
	c) paying your bills on time.
	d) carrying credit balances equal to your credit limit.

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- Credit card companies may charge which of the following? (select all that apply)

	a) annual fee
	b) cash advance fee
	c) over-the-limit fee
	d) late fee

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- Which of the following provide tax-advantaged opportunities to afford college expenses? (select all that apply)

	a) federal student loans
	b) Coverdell Education Savings Account (ESA)
	c) 529 plan
	d) private student loans