You just started your internship at Prime Value Asset Management. Your mentor Clive asked you to write a client report for a couple by the name of David and Belinda Tang. David is a 45-year-old land surveyor who works for the City of Whitehorse council, while his wife Belinda is a human resources consultant at Monash University. Due to Belinda's employment at Monash University, both David and Belinda have their superannuation accounts with UniSuper. David is a risk taker, so he chooses the Growth investment strategy for his superannuation money while Belinda invests her super in the Conservative investment option. The couple shares a portfolio of assets comprising of equity in ANZ and BHP as well as a studio apartment in Bayswater that Belinda inherited from her grandfather. The couple live in a 3-bedroom mortgaged house in Clayton and are paying off the mortgage using their salaried income. Apart from the mortgage payments, they have a range of other living expenses leaving them with a small combined annual saving. Clive provided you with the following extract of the client profile that captures important information regarding David and Belinda assets and incomes