Question: Your client has come to your office for advice after receiving notice from their lender that they are initiating foreclosure on their primary residence. Your

Your client has come to your office for advice after receiving notice from their lender that they are initiating foreclosure on their primary residence. Your client tells you that they would like to declare bankruptcy but are unsure whether they should do so before or after the foreclosure. What is your advice to them? What are the potential advantages and disadvantages of each?

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