Question: Your client, Joe, has applied for four different department store credit cards and bought furniture on a 9 0 - day same - as -

Your client, Joe, has applied for four different department store credit cards and bought furniture on a 90-day same-as-cash plan, all within the last 60 days. How will this impact his credit score?
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It will have no effect on his credit score.
The additional accounts will have a positive impact on his score.
The additional open credit will increase his score.
The high number of new accounts and inquiries will have a negative impact on his score.

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