Household has debt (HDEBT: Household has any debt: 0 = No, 1 = Yes).

The above question is based on the middle-class respondents of the 2013 survey. The above question addresses differences in educational attainment (EDCL Education category of head of household: 1 = No high school diploma, 2 = High school diploma, 3 = Some college, 4 = College degree) with respect to several demographic and financial variables. For each variable, test to determine whether there are differences between the levels of education.