The following table shows the rates of total return in successive years from 2004 to 2008 for the AGF Canadian Stock Fund and for the benchmark Toronto Stock Exchange S&P/TSX Composite Index. By how much did the mutual fund€™s overall percentage return exceed or fall short of the Index€™s growth?

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Rate of total return (%) Fund name 2004 2005 2006 20072008 AGF Canadian Stock Fund 12.2 20.3 18.6 5.2 S&PITSX Composite Total Return Index 14.5 24.1 17.3 9.8 -31.0