Bonnie Carson has owned and managed her gift and card shop in the Central Shopping Mall for three years. Business has been good, but Bonnie wanted to expand her business. A year ago, she hired a Web designer and built a Web site hosted by a national Internet service provider. Part of the monthly ISP fee for her merchant site includes the software needed to process credit card purchases. She has obtained a merchant account with a national credit card processing company. Bonnie’s Web-based business is beginning to pick up. She wants to provide more payment options to her customers and is considering a payment processing service such as PayPal as an additional option. Write a report of about 300 words in which you advise Bonnie on this. Identify at least three reasons that Bonnie should use such a service and at least three reasons why she should not.