11. Using the template on the right-hand side, change the balance to $620.32. How many months will it take them to pay off this debt at a minimum payment of $20/ month? How much will they pay in interest? Deja will pay off this debt after months. Deja will pay in interest. 12. What are some ways that someone can pay less in credit card interest? 13. Change the minimum payment to $30. If Deja pays $30 per month, how long will it take to pay off this debt? How much interest will be paid? Deja will pay off this debt after months. Deja will pay in interest. \begin{tabular}{|l|l|} \hline Starting Balance & \\ \hline Periodic Interest Rate & \\ \hline Fixed payment & \\ \hline \multicolumn{1}{|c|}{ Interest Total Due } \\ \hline Month & \\ \hline \end{tabular} \begin{tabular}{|l|} \hline Starting Balance \\ \hline Periodic Interest Rate \\ \hline Fixed payment \\ \hline \end{tabular} \begin{tabular}{|llll|} \hline Month & Balance & Interest Total Due \\ \hline \end{tabular} Below is a sample credit card statement with a statement date of April 1,2018 (start of billing cycle) and a due date of April 30, 2018 (end of billing cycle). \begin{tabular}{|l|l|} \hline Starting Balance & \\ \hline Periodic Interest Rate & \\ \hline Fixed payment & \\ \hline \multicolumn{2}{|c|}{ Balance Interest Total Due } \\ \hline Month & \\ \hline \end{tabular} \begin{tabular}{|l|l|} \hline Starting Balance \\ \hline Periodic Interest Rate \\ \hline Fixed payment & \\ \hline \multicolumn{1}{|l|}{ Balance Interest Total Due } \\ \hline \end{tabular}