BLUYB department store is a multiple level store with a popular on-site restaurant. They have over 300 full and part time employees. BLUYB is a very successful store with a large and loyal customer base.

For the following scenarios, explain whether the CGL policy will respond to the loss presented, explaining which coverage applies (Coverage A, B, C or D) and note any exclusion (s) that may apply. Be detailed in your answer.

Mr. Billey (a customer) and his daughter visit the on-site restaurant to pick up a pre-packaged lunch to eat at home. After consuming their lunch at home -they both get violently sick and are forced to recuperate at home missing 2 weeks of work. The lunch was contaminated with the E-Coli bacteria. (5 Marks)