BLUYB department store is a multiple level store with a popular on-site restaurant. They have over 300 full and part time employees. BLUYB is a very successful store with a large and loyal customer base.

For the following scenarios, explain whether the CGL policy will respond to the loss presented, explaining which coverage applies (Coverage A, B, C or D) and note any exclusion (s) that may apply.Be detailed in your answer.

A customer is injured when an employee accidentally pushes a shopping cart into her ankle, the employee was collecting shopping carts inside the store when the accident occurred. (5 marks)