BLUYB department store is a multiple level store with a popular on-site restaurant. They have over 300 full and part time employees. BLUYB is a very successful store with a large and loyal customer base.

For the following scenarios, explain whether the CGL policy will respond to the loss presented, explaining which coverage applies (Coverage A, B, C or D) and note any exclusion (s) that may apply. Be detailed in your answer.

A customer who suffers from epilepsy collapses onto the floor injuring herself. It is determined BLUYB department store is not legally liable for her injury. But management of BLUYB feels morally obligated to help her with medical bills. The customer presents her medicals bills to be paid 1 years after the incident. (5 marks)