BLUYB department store is a multiple level store with a popular on-site restaurant. They have over 300 full and part time employees. BLUYB is a very successful store with a large and loyal customer base.

For the following scenarios, explain whether the CGL policy will respond to the loss presented, explaining which coverage applies (Coverage A, B, C or D) and note any exclusion (s) that may apply. Be detailed in your answer.

It is discovered that leather shoes sold by the store are defective. The department store needs to recall all of the shoes to avoid causing an injury to their customers. (5 Marks)