can operational changes be made to reduce workers' compensation costs associated with the frequency of accidents that result in savings in the payment of workers' compensation premium, considering:

Safety programs, including possible discounts

Drug-Free Workplace Programs, including possible discounts

Employee handbooks that explain the employer's expectations for following safety rules and conduct that is considered by the employer to be "misconduct"

Notice to Employees who might be employed in a second job (the effect when calculating average weekly wage)

Notice to employees of procedures to follow, including authorized doctors, should an accident on the job occur