For $2024,$ the maximum contribution that a taxpayer under age $50$ at year end can make into a Roth IRA is $ which is $($equal to$/$higher than$/$lower than$)$ the allowable contribution for a traditional IRA.t is another advantage of Roth IRAs over traditional IRAs?

Multiple choice question.

Since Roth IRAs are NOT deductible, they are not subject to the maximum contribution ceiling that traditional IRAs have.

Contributions to Roth IRAs are not subject to any income requirements.

Unlike traditional IRAs, Roth IRAs do not have any minimum distribution requirements.

Unlike traditional IRAs, Roth IRAs do NOT incur a $10\%$ penalty for unqualified distributions of earnings.