Harsi Pattan is a large and remote village in district Kangra of Himachal Pradesh. The population...

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Harsi Pattan is a large and remote village in district Kangra of Himachal Pradesh. The population of the village is about three thousand five hundred people with 52: 48 male female ratio. The prominent castes are Rajputs, Blacksmiths and Brahmins, followed by scheduled castes. The main economy of the village is agriculture. The density of Antyodaya and IRDP identified families is also large. Most of the people are poor. A defunct NGO and some SHGs are there in the village. Economically and socially the village is poor with some basic problems like stray animals, monkeys menace and lack of irrigation facilities. You have recently joined as Branch Manager in a Regional Rural Bank branch in the village. Your controlling authority enjoins upon you to initiate microfinance program in a big way in the village. In the light of above, please answer the following questions: Name the major financial services, you would like to introduce in the village for increasing microfinance? (ii) (iii) 111 What are the facilitating factors and hindering factors prevailing in the village for the development of microfinance? Suggest some activities you would like to finance in the village? What socio-economic changes you intent to bring in the village? Harsi Pattan is a large and remote village in district Kangra of Himachal Pradesh. The population of the village is about three thousand five hundred people with 52: 48 male female ratio. The prominent castes are Rajputs, Blacksmiths and Brahmins, followed by scheduled castes. The main economy of the village is agriculture. The density of Antyodaya and IRDP identified families is also large. Most of the people are poor. A defunct NGO and some SHGs are there in the village. Economically and socially the village is poor with some basic problems like stray animals, monkeys menace and lack of irrigation facilities. You have recently joined as Branch Manager in a Regional Rural Bank branch in the village. Your controlling authority enjoins upon you to initiate microfinance program in a big way in the village. In the light of above, please answer the following questions: Name the major financial services, you would like to introduce in the village for increasing microfinance? (ii) (iii) 111 What are the facilitating factors and hindering factors prevailing in the village for the development of microfinance? Suggest some activities you would like to finance in the village? What socio-economic changes you intent to bring in the village?

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i As the Branch Manager I would like to introduce the following major financial services in the village to increase microfinance a Microcredit Providing small loans to individuals and selfhelp groups ... View the full answer