Question: how do you calculate annual worth analysis to determine which company package is the better deal. The MARR is 15% company 1: quoted $50,000 upfront

how do you calculate annual worth analysis to determine which company package is the better deal.
The MARR is 15%
company 1: quoted $50,000 upfront and $6,000 per year for maintenance. A new version is released every 3 years and cost $10,000 with an additonal $6,000 annual fee.
company 2: quoted $120,000 with free upgrades and maintenance

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