Moving to another question will save this response. uestion 4 Which of the following statements is false? Factors affecting the amount of savings include: levels of income, economic expectations, cyclical influences, and the life stage of the individual saver. Gross savings are the profits remaining after tax, and in the case of corporations, after the payment of cash dividends to stockholders. Voluntary savings are financial assets set aside for use in the future After the Civil War, the United States was able to generate sufficient capital to finance its expansion