Only original answer get upvotes please don't copy a post that is on here, because it uses up a question thank you

All of the following statements are correct EXCEPT After a life insurance policy has been in force for 2 years, the insurer can no longer contest the policy based on a false answer in the application about the insured's health. If the insured dies 2 weeks after the policy premium was due but not paid, the life insurance company must pay the beneficiary only an amount equal to the total premiums paid. If the insured commits suicide 5 years after purchasing a life insurance policy, the insurer will pay the full death benefit to the beneficiary. The person who has the power to exercise the rights in a life insurance policy is called the policy owner