Part Ill Multiple Choice Choose the best answer 17. When a patient goes to a health care organization seeking medical services, the health care organiza- tion accepts the patient and agrees to render treat- ment, and both parties agree. This contract is known as alan: a. expressed contract. b. agreed contract. c. implied contract d. written contract. 20. A provision in a health insurance policy in which two insurance carriers work together for payment so that there is no duplication of benefits paid between the primary insurance carrier and the secondary insurance carrier is called: a. copayment. b. coinsurance. c. COB d. cost-share rider 21. A type of tax-free savings account that allows indi- viduals and their employers to set aside money to pay for health care expenses is known as: a. a health savings account. b. a medical savings account. c. a flexible spending account. d. all of the above. 18. The process of checking and confirming that a patient is covered under an insurance plan is known as: a. precertification b. eligibility verification c. COB. d. predetermination 19. A provision that allows the policyholder the right to refuse to renew the insurance policy on a premium due date is called: a. conditionally renewable. b guaranteed renewable. c. optionally renewable. d. noncancelable. 22. Time limits for filing insurance claims to a commercial carrier may have a range of: a. 10 days from the date medical service is received b. 30 days from the date of service to 12 years. c. 60 days from the date of service. d. no time limit to year