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Question 15 Recommended features of a term life policy include all of the following except: Level death benefit O Death benefit amount reduces each year Guaranteed renewable Convertible Question 16 Megan, age 32, is a single parent with a one-year old child. She has limited income but needs life insurance to fund her child's college education in case of her premature death. What life insurance policy would be best for Megan? Universal Life Variable Life Term Life O Whole Life Question 17 Which life insurance policy cash value is based on the policy's investment performance? O Whole Life Term O Variable O Universal