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D Question 8 2 pts Dan and Lori Thompson a married couple have a personal umbrella with a $2 million limit. The couple has primary policy limits, which meet the Umbrella underlying requirements, as follows: Homeowners 3 (Comprehensive Personal Liability including Personal Injury) $300,000 Personal Auto Policy $250,000/500,000/100,000 Dan failed to stop at a red light, and his car hits a school bus. Two children are severely injured, and the court awards each child damages of $350,000. What amount if any is paid under the umbrella for the bus accident? SO $100,000 $200,000 $700,000 2 pts Question Dan and Lori Thompson, a married couple, have a personal umbrella with a $2 million limit, $1,000 retention. The couple has primary policy limits, which meet the Umbrella underlying requirements, as follows: Homeowners 3 (Comprehensive Personal Liability including Personal Injury) $300,000 Personal Auto Policy $250,000/500,000/100,000 A guest slips and falls on the front porch of the Thompson family residence and sustains serious injury. Following a lawsuit against the Thompson family, the Jury awards $1.8 million to the injured guest. Total defense cost incurred by the Umbrella Insurance Company is $200,000. What amount is paid under the Umbrella policy? $2,000,000 O $1,700,000 $1,500,000 Question 10 Advantages of life insurance include all of the following except: Death benefit protected from creditor's claims Life Insurance policy proceeds are included in the policy owner's probate estate and are subject to probate fees Accelerated Death Benefit is paid during policy owners' lifetime in case of terminal or critical illness Tax free death benefit