Section II: Liability Coverages

Coverage E: Comprehensive Personal Liability

Coverage F: Medical Payments to Others

Section II Additional Coverages: Damage to property of others (up to $1,000)

The saga of Sam and Sally Green continues. Indicate whether each of the following losses is covered under their HO3 policy. Specify why each loss is covered or not covered.

5. The young Green child and a friend are both hurt falling off the Green's swing set. Each child incurs $500 in medical expenses.

6. An old girlfriend sues Sam for $10,000, claiming that she contracted a venereal disease from him.

7. While playing basketball after work, Sam accidentally injures an opponent, who must go to the hospital for stitches.

8. While driving to work, Sam negligently hits a pedestrian.