Smartphone credit card (SCC) is an emerging payment method using NFC-enabled smartphones. The proximity payment allows...
Fantastic news! We've Found the answer you've been seeking!
Question:
Transcribed Image Text:
Smartphone credit card (SCC) is an emerging payment method using NFC-enabled smartphones. The proximity payment allows consumers to pay their products and services by waving their smartphones with a NFC reader. While there are advantageous adopting SCC, the adoption rate has not been encouraging. Interestingly, existing research work on past information technology and system models have so far focused primarily on organizational context and adopted specifically for work. Furthermore, past antecedents were mainly constructed using electronic commerce literatures which do not reflect the actual mobile environment. In contrast SCC is mainly adopted voluntarily by mobile users and for personal purposes. Thus this leads to the difficulty in drawing meaningful conclusion. The study addresses these limitations by proposing a new mobile technology acceptance model (MTAM) which consists of mobile usefulness (MU) and mobile ease of use (MEU) to determine SCC adoption. In anticipating on the complexity which exists in the mobile environment, additional mobile constructs namely mobile, perceived security risk (MPSR), mobile perceived trust (MPT), mobile perceived compatibility (MPC) and mobile perceived financial resources (MPFR) were incorporated into the parsimonious MTAM. The integrated model was applied to 459 mobile users through a questionnaire approach and tested using partial least square-structural equation modelling-artificial neural network (PLS-SEM-ANN) has provided a new impact and a possible new research methodology paradigm as it is able to capture both linear and non-linear relationships. While the model confirms the role of MU in MTAM. MEU needs for more attention in practice. The results from the extended model showed that only three of the proposed hypotheses were non-significant in this study and thus warrant further investigation. The study contributes to academia by proposing new mobile constructs that brings together MTAM to assess the likelihood of mobile users to adopt SCC. The study also offers several important managerial implications which can be generalized to the mobile studies of other transportation, hotel, banking, and tourism industries. Source: Ooi et al. (2016) (c) Identify the independent and dependent variables in this study. 9 (f) (g) (h) (1) Appraise the major contributions of this study. (4 marks) (4 marks) This study was participated by 459 respondents at five major shopping malls at Klang Valley, Malaysia. The five major shopping malls were chosen due to the high number of potential mobile users available to expedite the data collection. Examine the sampling technique that was used in this study and its limitations. (6 marks) The results of this study show that there are several significant and insignificant relationships. Discuss the implications of p-values in the context of generalization of findings. (4 marks) Suggest improvement strategies for this study in terms of its methodology. (4 marks) Smartphone credit card (SCC) is an emerging payment method using NFC-enabled smartphones. The proximity payment allows consumers to pay their products and services by waving their smartphones with a NFC reader. While there are advantageous adopting SCC, the adoption rate has not been encouraging. Interestingly, existing research work on past information technology and system models have so far focused primarily on organizational context and adopted specifically for work. Furthermore, past antecedents were mainly constructed using electronic commerce literatures which do not reflect the actual mobile environment. In contrast SCC is mainly adopted voluntarily by mobile users and for personal purposes. Thus this leads to the difficulty in drawing meaningful conclusion. The study addresses these limitations by proposing a new mobile technology acceptance model (MTAM) which consists of mobile usefulness (MU) and mobile ease of use (MEU) to determine SCC adoption. In anticipating on the complexity which exists in the mobile environment, additional mobile constructs namely mobile, perceived security risk (MPSR), mobile perceived trust (MPT), mobile perceived compatibility (MPC) and mobile perceived financial resources (MPFR) were incorporated into the parsimonious MTAM. The integrated model was applied to 459 mobile users through a questionnaire approach and tested using partial least square-structural equation modelling-artificial neural network (PLS-SEM-ANN) has provided a new impact and a possible new research methodology paradigm as it is able to capture both linear and non-linear relationships. While the model confirms the role of MU in MTAM. MEU needs for more attention in practice. The results from the extended model showed that only three of the proposed hypotheses were non-significant in this study and thus warrant further investigation. The study contributes to academia by proposing new mobile constructs that brings together MTAM to assess the likelihood of mobile users to adopt SCC. The study also offers several important managerial implications which can be generalized to the mobile studies of other transportation, hotel, banking, and tourism industries. Source: Ooi et al. (2016) (c) Identify the independent and dependent variables in this study. 9 (f) (g) (h) (1) Appraise the major contributions of this study. (4 marks) (4 marks) This study was participated by 459 respondents at five major shopping malls at Klang Valley, Malaysia. The five major shopping malls were chosen due to the high number of potential mobile users available to expedite the data collection. Examine the sampling technique that was used in this study and its limitations. (6 marks) The results of this study show that there are several significant and insignificant relationships. Discuss the implications of p-values in the context of generalization of findings. (4 marks) Suggest improvement strategies for this study in terms of its methodology. (4 marks)
Expert Answer:
Answer rating: 100% (QA)
e Identify the independent and dependent variables in this study Independent Variables Mobile Usefulness MU Mobile Ease of Use MEU Mobile Perceived Security Risk MPSR Mobile Perceived Trust MPT Mobile ... View the full answer
Related Book For
Advanced Financial Accounting
ISBN: 978-0078025624
10th edition
Authors: Theodore E. Christensen, David M. Cottrell, Richard E. Baker
Posted Date:
Students also viewed these general management questions
-
Planning is one of the most important management functions in any business. A front office managers first step in planning should involve determine the departments goals. Planning also includes...
-
This case was written by Professor Michele Greenwald, Visiting Professor of Marketing at HEC Paris, for use with Advertising and Promotion: An Integrated Marketing Communications Perspective 7th...
-
Googles ease of use and superior search results have propelled the search engine to its num- ber one status, ousting the early dominance of competitors such as WebCrawler and Infos- eek. Even later...
-
Suppose you are going to put up your own company, list down at least ten of your possible contributions to the socio-economic development in your community. Name of Business: Name of Owner/s: 2. 4....
-
What does it mean to fast-track a project?
-
The mean amount of the 1,560 mortgages taken out in Vienna, Austria, in the past year must be estimated. Based on previous experience, a real estate broker knows that the population standard...
-
For the following products and countries, identify the type of warehouse that should be used as well as the method of transportation that should deliver the product to end users. Using the Internet,...
-
The post-closing trial balance for Horner Co. is shown below. The subsidiary ledgers contain the following information: (1) accounts receivableB. Hannigan $2,500, I. Kirk $7,500, and T. Hodges...
-
What is the difference between a Relation in an RDBMS and a Class in an OODBMS? Are they interchangeable? This question is asking if a relation within a Relational Database Management System is the...
-
Use the data in COUNTYMURDERS to answer this question. Use only the year 1996. The variable murders is the number of murders reported in the county. The variable execs is the number of executions...
-
Suppose you are designing a "function" for a safety critical part of an automobile. This function can be implemented by one or more microprocessors and software. You can choose among three forms of...
-
What is ZeuS and how does it ? What are the benefits of folder and file auditing?
-
Ocean Sailings, Inc. ("OSI") acquired an 85% interest in Stormy Cruises Corp on December 31 for $970,000. OSI has the ability to exercise significant influence on management decisions. The Stormy...
-
K Find the distance d (P, P) between the points P and P- P =(3,-2), P=(5,5) d (P, P) = (Simplify your answer. Type an exact answer, using radicals as needed.)
-
Explain the information value chain. How do business events turn into data, then into information, and then into knowledge? Give an example starting with the business event of the purchase of a HP...
-
The company recently reached a tentative agreement (called a memorandum of understanding) with the Brunei government, allowing it to build a facility in Brunei to receive and distribute its products...
-
214.2 gram of sugar syrup contains 34.2 gram of sugar. Calculate (i) molality of the solution and (ii) mole fraction of the sugar in the syrup - (a) 0.555m, 0.0099 (b) 0.455m, 0.0110 (c) 0.355m,...
-
Determine by direct integration the values of x for the two volumes obtained by passing a vertical cutting plane through the given shape of Fig. 5.21. The cutting plane is parallel to the base of the...
-
The partnership of Ace, Jack, and Spade has been in business for 25 years. On December 31, 20X5, Spade decided to retire. The partnership balance sheet reported the following capital balances for...
-
In its 20X7 consolidated income statement , Bower Development Company reported consolidated net income of $961,000 and $39,000 of income assigned to the 30 percent noncontrolling interest in its only...
-
A subsidiary sold a depreciable asset to the parent company at a profit in the current period. Will the income assigned to the noncontrolling interest in the consolidated income statement for the...
-
Explain the error in this interpretation of inflation data: In the 12-month period ending in December of 1980, consumer prices rose by 12.4 percentafter a 13.3 percent increase the year before....
-
Answer this letter to Ann Landers: Ive read your column for ages and almost always agree with you. One subject on which we do not see eye-to-eye, however, is senior citizens driving. According to the...
-
Identify the error in Table 3.10, showing consumer prices and the change in prices based on a price index equal to 100 in 2000. Table 3.10 Year Price Index Change from Previous Year Change from 2000...
Study smarter with the SolutionInn App