true or false please answer all the questions

Styles Editing 16. The higher the interest rates on its loans, the wider the bank's interest rate spread, or margin (assuming it is positive). 17. A company has produced profits for the year. The lower the payout ratio, the greater the increase in book value for the start of the next year. 18. Most corporations register at the federal level; a small number register in their state of domicile. 19. The Federal Deposit Insurance Corporation insures interbank borrowing & lending against default. 20. EBITD is equivalent to profits-before-taxes. 21. The greater the depreciation allowance, the more beneficial to the company. 22. When GDP grows more slowly than its Potential for a number of quarters, the Federal Reserve usually lowers (or at least does not raise) its target federal funds rate. 23. All else the same, if a company's interest rate on its borrowings goes down, its coverage ratio will go up. 24. Banks are required to pay interest on all deposits