Use to determine the regular payment amount, rounded to the nearest collar. Consider the Toulowing pair or mortgage loan options for a $115,000 mortgage. Which mortgage loan has the larger total cost (closing costs + the amount paid for points + total cost of interest)? By how much? Mortgage A 30-year fixed at 12.25% with closing costs of $2600 and 1 point. Mortgage B: 30-year fixed at 11.25% with closing costs of $2600 and 4 points Choose the correct answer below, and fill in the answer box to complete your choice. (Round to the nearest dollar as needed.) O A. Mortgage B has a larger total cost than mortgage Abys B. Mortgage A has a larger total cost than mortgage B by $