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Ethical Practice Standards for Today's Producer

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$15.$ Jamal is an accomplished speaker that insurance producers often ask to speak at their "free lunch" seminars. As a way to add a certain sense of authority, Jamal bills himself as an author and the recipient of various degrees and professional credentials. In fact, none of these assertions is true. However, because his professional activities are limited solely to speaking before seminar attendees, he believes no harm is being caused by this small deception. Which of the following is correct concerning the ethics of Jamal's actions?

$($Search Chapter $2).$

a$.$ As long as no products are sold at the seminar, no ethical or legal issues arise.

b$.$ If the sponsoring in

ethical issue is created.

$$ c$.$ Jamal may be guilty of a misdemeanor in misrepresenting himself, but no ethical principles have been violated.

$$ d$.$ Jamal and the sponsor are guilty of deceiving attendees$-$a clear ethical violation.