"When you first told me about those, what do you call them, public policy issues, I was thinking about our health industry group. It is rapidly developing a line of health maintenance organizations (HMOs) by acquisition, primarily, and several by invitation of leading hospitals. They will all be in the service business, and not-for-profit operations (they have other advantages for us), so it is pleasing to think that at least this part of our corporate family won't raise public policy issue problems. That's right, isn't it?"