New Semester
Started
Get
50% OFF
Study Help!
--h --m --s
Claim Now
Question Answers
Textbooks
Find textbooks, questions and answers
Oops, something went wrong!
Change your search query and then try again
S
Books
FREE
Study Help
Expert Questions
Accounting
General Management
Mathematics
Finance
Organizational Behaviour
Law
Physics
Operating System
Management Leadership
Sociology
Programming
Marketing
Database
Computer Network
Economics
Textbooks Solutions
Accounting
Managerial Accounting
Management Leadership
Cost Accounting
Statistics
Business Law
Corporate Finance
Finance
Economics
Auditing
Tutors
Online Tutors
Find a Tutor
Hire a Tutor
Become a Tutor
AI Tutor
AI Study Planner
NEW
Sell Books
Search
Search
Sign In
Register
study help
business
understanding business ethics
Understanding Business 12th Edition William Nickels, James McHugh, Susan McHugh - Solutions
1. 1. Search online for articles about the causes of the banking crisis that began in 2008.Talk to others in the class and compare stories. What organizations share the blame for the crisis?
1. 1. Describe how the Federal Reserve can use its authority to attempt to stimulate the economy.
1. 2. One of the major problems that led to the financial crisis was the “housing bubble.” What is meant by this term?
1. 3. Name and explain two of the reasons the congressional committee identified for the recent financial crisis.
1. 3. Starting today, how much would you need to save each month in order to become a millionaire before you retire?
1. 4. What insurance coverage do you have? What type of insurance do you need to buy next?
1. 3. What kinds of questions must a person ask before considering the purchase of a home?
1. 2. Housing prices in many parts of the United States are starting to recover from the loses during the financial crisis. What is the situation where you live? Would you encourage a college graduate in your area to buy a home or rent?
1. What are the main steps in estate planning?
1. What are the advantages of investing through an IRA? A Keogh account? A 401(k) account?
1. What kind of life insurance is recommended for most people?
1. What are three advantages of using a credit card?
1. Why is real estate a good investment?
1. What steps should a person follow to build capital?
1. What are the six steps you can take to control your finances?
1. D-4 Outline a strategy for retiring with enough money to last a lifetime.
1. D-3 Explain how buying the appropriate insurance can protect your financial base.
1. D-2 Explain how to build a financial base, including investing in real estate, saving money, and managing credit.
1. D-1 Outline the six steps for controlling your assets.
1. 4. What is renter’s insurance?
1. 3. What different types of homeowner’s policies are there?
1. 2. What is covered by a standard homeowner’s policy?
1. 1. What is homeowner’s insurance?
1. 1. Write a two-page essay on the risks of a terrorist attack, a natural disaster, climate change, or a major health disaster. Which risk do you perceive as most likely? Most dangerous? Discuss what you could do to warn others of such risks and motivate them to do something about them.
1. 4. Form small groups and discuss liability insurance, automobile insurance, health insurance, renter’s insurance, life insurance, and disability insurance. Develop a list of questions to discuss openly in class so that everyone can contribute about these issues. Do your fellow students
1. 2. You cannot insure yourself against speculative risk. However, you can minimize the risks you take when investing. Compare and contrast the risks of investing in stocks versus investing in bonds for the long term (don’t hesitate to refer to Chapter 19 for help).
1. 4. What can you do to lower your personal risk of loss from natural disasters such as floods, hurricanes, and tornadoes?
1. 3. What actions have you taken to avoid risk?
1. 2. What risks do you take that insurance cannot cover?
1. How many different kinds of private insurance can you name?
1. Why should someone buy disability insurance?
1. What is the rule of indemnity?
1. What is the law of large numbers?
1. What are some examples of an uninsurable risk?
1. What are the four major options for handling risk?
1. Why are companies more aware now of the need to manage risk?
1. C-4 Discuss the various types of insurance businesses can buy to manage risk.
1. C-3 Define insurance policies, and explain the law of large numbers and the rule of indemnity.
1. C-2 Explain the four ways of managing risk, and distinguish between insurable and uninsurable risk.
1. C-1 Identify the environmental changes that have made risk management important.
1. 3. How is IoT impacting business?
1. 2. List three smart devices and applications created by the interaction of the three components of IoT identified in question 1.
1. 1. IoT is driven by a combination of what three components? Give three examples of each of them.
1. 5. How has technology changed your relationship with specific businesses or organizations such as your bank, your school, and your favorite places to shop? Has it strengthened or weakened your relationship? Has technology affected your relationship with your family, friends, and community? Take
1. 3. Describe one computer glitch you’ve experienced and what you did to resolve it.Discuss the consequences of the interruption (lost data, decreased productivity, increased stress). What steps have you taken to prevent a recurrence of the problem you faced?
1. 2. Interview someone who bought a computer to use in his or her business. Ask why he or she bought that specific computer and how it is used. Ask about any problems that occurred during the purchase process or in installing and using the system. What would the buyer do differently next time?
1. 1. Imagine you have $2,000 to buy or upgrade a computer system for yourself. Research hardware and software in computer magazines and on websites such as ZDNet(www.zdnet.com). Visit a computer store or shop online to find the best value. List what you would buy, and write a summary explaining
1. 2. What are the implications for world trade given the ability firms and government organizations now have to communicate across borders so easily?
1. 1. What information, either for your personal life or for your job, would you like to receive exactly when and where you need it?
1. What are the benefits and drawbacks of cloud computing?
1. How do computer networks change the way employees manage information?
1. What is the Internet of Things?
1. What is data mining and how do businesses use it?
1. when it was known as data processing?
1. How has the role of information technology changed since the days
1. B-5 Evaluate the human resource, security, privacy, and stability issues affected by information technology
1. B-4 Explain virtual networking, and discuss the benefits and drawbacks for cloud computing.
1. B-3 Compare the scope of the Internet, intranets, extranets, and virtual private networks, and explain how broadband technology enabled the evolution to Web 2.0 and 3.0.
1. B-2 List the types of business information, identify the characteristics of useful information, and discuss how data are stored and analyzed.
1. B-1 Outline the changing role of business technology.
1. 4. What are the advantages of registering copyrights?
1. 3. How can you secure a copyright for your songs?
1. 2. When can you use the trademark symbols ™ and ®?
1. 4. Has your state or a neighboring state implemented utility deregulation? How does it seem to be working?
1. 2. Go to the website of the U.S. Patent and Trademark Office (www.uspto.gov) and view the information about obtaining a patent. See whether you can estimate how long the process will take and what your cost will be.
1. What is the primary purpose of antitrust law?
1. Compare express and implied warranties.
1. What is the purpose of the Universal Commercial Code (UCC)?
1. What is a copyright?
1. How many years is a patent protected from infringement?
1. What is tort law?
1. What is an administrative agency?
1. What’s the difference between statutory and common law?
1. What is business law?
1. A-9 Explain the role of deregulation as a tool to encourage competition.
1. A-8 Distinguish among the various types of bankruptcy as outlined by the Bankruptcy Code.
1. A-7 Explain the role of tax laws in generating income for the government and as a method of discouraging or encouraging certain behaviors among taxpayers.
1. A-6 Summarize several laws that regulate competition and protect consumers in the United States.
1. A-5 List and describe the conditions necessary to make a legally enforceable contract, and describe the possible consequences if such a contract is violated.
1. A-4 Describe warranties and negotiable instruments as covered in the Uniform Commercial Code.
1. A-3 Identify the purposes and conditions of patents, copyrights, and trademarks.
1. A-2 Define tort law and explain the role of product liability in tort law.
1. A-1 Define business law, distinguish between statutory and common law, and explain the role of administrative agencies.
1. 3. Given what you’ve read in this text and from other sources, would you recommend that your fellow students’first investment be in stocks, bonds, mutual funds, ETFs, real estate, or some other investments? Why?
1. 2. Should you totally rely on Morningstar or any other investment advice service or should you search out several sources of advice? How can you know what advice is best?
1. 1. Are you confident about investing in stocks, bonds, mutual funds, ETFs, and other investments? What sources of information would you use to make a decision about investments?
1. 3. If you bought 100 shares of each of these stocks five years ago, how much would you have invested? How much would those stock holdings be worth today?
1. 2. Find what financial analysts recommend for each of these stocks by clicking the Analysis tab. Do analysts recommend buying, holding, or selling each of your picks?
1. 1. Identify three stocks that pay a 4 percent or more dividend. To learn more about each stock, click on its ticker symbol. What is the dividend rate (yield) of each?
1. 5. Go to the websites of Charles Schwab (www.schwab.com), E*Trade (www.etrade.com), or TD Ameritrade (www.tdameritrade.com) and find two IPOs offered in the past year or so. Track the performance of each from its introduction to its present market price. Report your observations and conclusions
1. 4. See whether anyone in class is interested in forming an investment group. If so, each member should choose one stock and one mutual fund or ETF. Record each student’s selections and the corresponding prices. In three weeks measure the percentage of change in the investments and discuss the
1. 3. U.S. government bonds compete with corporations for investors’ dollars. Check out the different types of bonds the federal government offers and list the types most appealing to you. (Hint: See www.treasurydirect.gov.) Be sure to check out TIPs and be able to explain how they work.
1. 2. Visit MSN Money or Yahoo! Finance and select six stocks for your portfolio—three from the NYSE and three from the NASDAQ. Track the stocks daily for three weeks using the graphs provided on the websites to see how market trends and information affected your stocks’ performance. Report
1. 1. Go to the websites of Charles Schwab (www.schwab.com), E*Trade (www.etrade.com), and TD Ameritrade (www.tdameritrade.com). Investigate each of these brokerage companies to compare their fees and what they offer in terms of research and advice.Which firm seems most appropriate to your
1. 5. Consider the companies added and subtracted from the Dow Jones Industrial Average over the years. (Go to www.spdji.com, then proceed to “Research & Education,” then to“Index Literacy,” then click on “Icons: the S&P 500 and the Dow" to learn more about these companies.) What types of
1. 4. If you were thinking about investing in the securities market, would you prefer individual stocks, mutual funds, or ETFs? Explain your choice by comparing the advantages and disadvantages of each.
1. 3. Why do companies like callable bonds? Why are investors generally not very fond of them?
1. 2. If you are considering investing in the bond market, how could information provided by Standard & Poor’s, Moody’s Investors Service, and Fitch Ratings help you?
1. 1. Imagine you inherited $50,000 and you want to invest it to meet two financial goals: (a) to save for your wedding, which you plan to have in two years, and (b) to save for your retirement several decades from now. How would you invest the money? Explain your answer.
1. Explain program trading and the problems it can create.
Showing 2800 - 2900
of 5019
First
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
Last
Step by Step Answers
Get 50% OFF
Claim Now
